The best time to start planning for retirement is earlier than most people think. Even small steps today can lead to big advantages later. Retirement planning helps you understand your goals, prepare for life’s changes, and build a future you can rely on. No matter where you are in your journey, having a clear plan brings confidence and control.
Retirement planning made easy
Retirement planning can feel overwhelming, but it doesn’t have to be. At Retirement Ray, we simplify your options so you can build confidence and create a plan that fits your life making it easy for Americans to prepare for the retirement they deserve.
Confident retirement, built for you
Retirement Ray
Secure your future
Many people worry they won’t have enough for retirement, and it’s no surprise — planning can feel confusing when no one teaches you how to do it. Retirement Ray breaks it down clearly so you can understand your options and create a plan that gives you confidence in the future.
PLAN FOR TOMORROW
Why does retirement planning matter?
Retirement planning helps you enjoy life after work without worrying about money. A good plan can help you cover essential expenses, travel, support loved ones, and maintain the lifestyle you’ve worked hard for. We help you understand your options and build a plan that grows with you.
Get the help you need 👋
ONLY RECOMMEND CERTIFIED PARTNERS
You're in good hands
All our retirement planning partners are vetted and reviewed by Ray’s team to ensure they meet our standards.
All our retirement planning partners are vetted and reviewed by Ray’s team to ensure they meet our standards.
We connect you with the advisor best suited to your goals and retirement needs.
Every advisor is fully licensed, reviewed, and held to the highest professional standards.
Trusted Professionals
Personalized Matching
licensed & Verified
HOW WE WORK
So, how does it work
Fill out the form or take our assessment, and Ray will automatically search his network of certified retirement professionals to find the right fit for your needs.
Take assessment
Retirement Ray
Secure the Future You Want
Planning for retirement isn’t just about numbers, it’s about creating the life you want to enjoy. We help you understand your options, build a strategy that fits your goals, and take the steps today that set you up for confidence tomorrow.
Retirement Ray
Contact
Links
Resources
1
Our retirement assessment helps us match you with the right professional—because the same strategy doesn’t work for everyone.
2
Ray will find your match
Based on your answers, Ray will determine if you qualify and match you with one of our trusted retirement partners.
3
Find your perfect plan
Ray will match you with a partner he trusts—someone who can support you and help you build the right retirement strategy.
Get the help you need 👋
Get Help ⟶
Does my age affect the cost?
Your age does affect how much you’ll need to save, but it’s never too early or too late to start. Early planning means smaller contributions over time, while starting later may require a more focused approach. Either way, a clear plan helps you stay prepared.
Get Help ⟶
How much do I need?
Everyone’s retirement looks different, which means your savings goal will be unique too. By looking at your income, lifestyle, and long-term plans, we can help you determine a realistic amount that supports the retirement you want.
Get Help ⟶
Why do people start retirement plans
A retirement plan gives people peace of mind. It helps them save with purpose, stay prepared for life’s changes, and ensure they can enjoy the future they imagine without worrying about money.
Get Started Today
It's easier than you think!
Get Help ⟶
retirementray1@gmail.com
☰
ONLY RECOMMEND CERTIFIED PARTNERS
You're in good hands
All our retirement planning partners are vetted and reviewed by Ray’s team to ensure they meet our standards.
Trusted Professionals
All our retirement planning partners are reviewed by Ray’s team to ensure they meet our standards.
Personalized Matching
We connect you with the advisor best suited to your goals and retirement needs.
licensed & Verified
Every advisor is fully licensed, reviewed, and held to the highest professional standards.
HOW WE WORK
So, how does it work
Fill out the form or take our assessment, and Ray will automatically search his network of certified retirement professionals to find the right fit for your needs.
1
Take assessment
Our retirement assessment helps match you with the right professional—because one strategy doesn’t fit everyone.
2
Ray will find your match
Based on your answers, Ray will determine if you qualify and match you with one of our trusted retirement partners.
3
Find your perfect plan
Ray will match you with a partner he trusts—someone who can support you and help you build the right retirement strategy.
Retirement Ray
Secure the Future You Want
Retirement isn’t just about numbers—it’s about the life you want. We help you explore your options, create a goal-focused plan, and take steps today for confidence tomorrow
Shape your future ✨
When Should I Start Retirement Planning?
The best time to start planning for retirement is earlier than most people think. Even small steps today can lead to big advantages later. Retirement planning helps you understand your goals, prepare for life’s changes, and build a future you can rely on. No matter where you are in your journey, having a clear plan brings confidence and control.
Does my age affect the cost?
Your age does play a part in how much you may need to save, but the good news is that it’s never too early or too late to begin.Wherever you are right now, you can still build a plan that supports your future. With the right guidance, you can feel confident knowing you’re moving in the right direction.
How much do I need?
Everyone’s retirement is different, and the amount you’ll need depends on the life you want to enjoy. By looking at your lifestyle, income, and hopes for the future, we can help you find a number that feels both realistic and reassuring. You don’t have to figure it out alone—together, we’ll create a plan that supports the retirement you deserve.
Why do people start retirement plans
A retirement plan offers something everyone deserves: peace of mind. It helps you save with purpose, stay prepared for life’s changes, and feel secure knowing your future is supported. With a clear plan, you can focus on enjoying the life you’re building today while feeling confident about the tomorrow you’re preparing for.
Get Started Today
It's easier than you think!
Retirement Ray
Contact
Links
Resources
Ray helps people plan their retirement suited for them
retirementray1@gmail.com
